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081. Listener Q&A –  401(k) vs. roth 401(k), Budgeting, Automation, Decluttering, Early Retirement, and more!
Oct 27, 2024

This week, I’m answering your questions about 401Ks, Roth vs. regular 401Ks, how and where to save for future needs, where to park your money, early retirement, managing a budget, and more!

In this week’s podcast, I talk about:

– Maxing out 401K versus investing in the market

– Life insurance and whether work benefits are enough

– How you access your money for early retirement

– Ways to progressively increase your savings rate

– 401Ks vs. roth401Ks

– What is worth sacrificing to get to FIRE

– Biggest items on my early retirement FIRE bucket list

– How and where to save for a new vehicle 

– Favorite meals and beers

– FI in Europe vs the United States and which is easier or harder

– Where to park large sums of money while you save for future goals

– How seniors can budget and keep up with inflation

– Managing being over budget with post-retirement

– If HSAs are worth it if you have chronic health expenses

– My number one decluttering tip

– Inside Out Money meetups

– How to budget for retirement if you’re a stay-at-home parent

– How we decide where to go on vacation

Show References:

 

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